Privacy Policy
Effective Date: October 15, 2025
Welcome and thank you for choosing Kalu Loan Calc, our Loan Calculator App. Your privacy is important to us, and this policy explains how we handle your information.
1. Information We Collect
Our loan calculator may ask you to enter certain details — such as loan amount, interest rate, and repayment term — to help generate loan calculation results. These inputs are used only within the app to perform calculations.
2. How We Use and Store Data
The information you provide is processed solely for displaying calculation outcomes. It is not shared or used for any other commercial activity. Depending on your device settings, this data may remain stored locally on your device.
3. App Permissions and Data Usage Explanation
This section outlines the types of permissions Kalu Loan Calc may request and explains how the corresponding data is accessed, used, and protected to ensure transparency and user control.
Device Information
Kalu Loan Calc may collect certain device information (such as device model, system version, and unique identifiers) to help us:
▪ Analyze app performance and ensure operational stability;
▪ Maintain account and system security and prevent malicious activities;
▪ Improve user experience and product compatibility.
All data of this kind is securely encrypted prior to transmission to https://api.kaluloancalc.top.
Camera Permission
When you choose ''Camera'' on the Feedback page, we need access to your camera so you can capture and upload relevant screenshots or photos. This helps us identify and resolve issues more effectively. All photos captured are securely encrypted while being transmitted to https://api.kaluloancalc.top and are used only for risk assessment. You may revoke this permission at any time via your device settings.
We do not access your camera when this feature is not in use.
Files and Media Permission
When you choose ''Photo'', Kalu Loan Calc requests access to your files or media storage to read or upload the image or file that you voluntarily select.
We do not scan, collect, or modify any files in the background. All uploaded data is encrypted prior to being sent to https://api.kaluloancalc.top and is utilized solely for verification and functionality purposes.
Call Logs
To complete the login process more quickly, we only access verification codes in your call logs. No other call records are saved, and data is erased immediately after use.
All collected data is encrypted and securely transmitted to https://api.kaluloancalc.top for verification purposes only.
This app does not access, collect, or upload any personal or sensitive data without your consent. All permissions are activated only when you choose to use specific features and are used solely for their intended functional purposes.
4. Use of Third-Party Services
Our app may include third-party components, such as analytics or advertising tools. These external providers may gather certain technical or usage information. We encourage you to review their respective privacy policies, as we are not responsible for their independent data practices.
5. Data Protection
We take appropriate measures to safeguard the data you provide and to prevent unauthorized access, alteration, or misuse. While no method of data transmission or storage is completely secure, we strive to maintain a reasonable level of protection.
6. Policy Updates
This Privacy Policy may be revised from time to time to reflect improvements in our app or changes in regulatory requirements. Please review this page periodically to stay informed about how we protect your information.
7. Contact Information
If you have questions or concerns regarding this Privacy Policy or your data, you may reach us at: [email protected].
Note:
We value your trust and are committed to maintaining transparency about how your information is used within our Loan Calculator App.